Personal Property & Insurance

MIT assumes no responsibility for loss or damage to personal property. This includes, but is not limited to, loss by fire, theft, unexplained disappearance, spoilage, water, or malfunction of electrical or mechanical systems. Residents are strongly encouraged to obtain insurance to cover personal property if the homeowner’s insurance carried by a resident's parent/guardian does not cover their property.

MIT may remove, dispose of, or destroy, and will not be responsible for, any personal property not removed from student housing within 48 hours after the termination of the Graduate License Agreement or Housing and Dining Agreement, including, without limitation, early termination due to withdrawal, expulsion, or violation of MIT policies.

Note: MIT's Office of Insurance has recommended College Student Insurance (now Arthur J. Gallagher & Co.) for students interested in purchasing renter's insurance. More information and instructions to enroll can be found at